We authored this website to provide you with buying guides and information, so that you can make an educated choice and pay the lowest premium available. We do not sell insurance.
Mistakes When When Buying Insurance
- Not clearly defining what you are protecting with the policy
- Dealing with nameless, faceless quote services that don't care if you're buying the right type of insurance
- Not shopping around
- Buying lower coverage limits, which always returns to haunt the customer when it comes time to make a claim.
- Not reading the fine print particulars (exclusions and limitations) when they get their policy
- Buying too much coverage (well above the financial loss)
- Buying too short a term policy for their needs
- Buying insurance as a savings plan, investment or retirement
- Buying non comprehensive, high deductible coverage
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